# No-KYC services in Mexico (2026)

> Source: https://fuckyc.org/country/mexico/
> ISO: MX · Last verified: 2026-05-12

## TL;DR

From Mexico, **SPEI P2P** on Bisq, Hodl Hodl, or RoboSats. **Trocador** instant swap. **Mullvad** for VPN, **Proton Mail** or **Tuta** for email. **Silent.link** for anonymous eSIM. SIM-registration enforced.

Mexico's Ley Fintech (2018) brought crypto-asset service providers under CNBV regulation. Local exchanges enforce KYC. SPEI is the dominant instant payment rail. SIM-registration is enforced under the 2021 padrón law.

## Legal context

- Ley Fintech (Ley para Regular las Instituciones de Tecnología Financiera, 2018) brings crypto-asset service providers under CNBV.
- Banco de México regulates payment systems; SPEI is the instant inter-bank rail.
- SIM-registration enforced under the 2021 PANAUT/padrón law.

## Payment rails

- SPEI — instant inter-bank rail.
- Bank transfer (slower).
- Cash routes locally.

## Crypto and exchange routes

- **bisq** — P2P with SPEI
- **hodlhodl** — Multisig P2P
- **robosats** — Lightning P2P
- **trocador** — Instant swap aggregator
- **agoradesk** — XMR P2P
- **monero** — Privacy coin

## VPN and network

- **mullvad** — No-account
- **protonvpn** — Free tier

## Email

- **proton-mail** — Swiss
- **tuta** — German

## Mobile, hosting, messaging

- **silent-link** — Anonymous eSIM
- **njalla** — Anonymous hosting and domains
- **signal** — Messaging
- **simplex-chat** — Messaging without phone

## Caveats

- Ley Fintech CNBV-registered exchanges enforce KYC.
- SIM-registration enforced under PANAUT.

## FAQ

**Q: Is SPEI useful for no-KYC P2P in Mexico?**

Yes. SPEI is the instant Mexican payment rail and is widely accepted by P2P sellers. The bank rail knows the counterparty; the venue does not.

## Sources

- [CNBV](https://www.gob.mx/cnbv)
- [Banco de México](https://www.banxico.org.mx/)