# Specter Desktop

> Source: https://fuckyc.org/services/specter-desktop/
> Website: https://specter.solutions/
> Categories: Privacy wallets
> KYC: none — Self-custody Bitcoin wallet specialized for multisig and hardware-wallet workflows with own-node connectivity.
> Status: active
> Jurisdiction: independent open source (Crypto Advance)
> Fiat on-ramp: no
> Payment methods: crypto
> Founded: 2020
> Open source: yes
> Custodial: no
> Last verified: 2026-05-12

## Verdict

Specter Desktop is the Bitcoin multisig power-user wallet — built around hardware-wallet integration, PSBT workflows, and own-node connectivity. The right pick when you operate multisig setups across multiple devices. For single-sig Bitcoin, Sparrow is usually the better default.

## Strengths

- First-class multisig setup with hardware-wallet support (Coldcard, Trezor, BitBox, Foundation, Ledger).
- Designed to connect to your own Bitcoin Core node — runs against it via RPC.
- PSBT-based workflow that keeps signing devices air-gapped.
- Open source under MIT.

## Caveats

- Power-user product; the learning curve is steeper than BlueWallet or Sparrow for casual users.
- Self-hosting Bitcoin Core is the intended setup; without it you trust someone else's node.
- Desktop-only.

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## What Specter is

A Bitcoin self-custody wallet specialized for multisig setups, hardware-wallet workflows, and own-node connectivity.

## Threat-model fit

Multisig setups with multiple hardware wallets and own Bitcoin Core node.

## Sources

- [Specter documentation](https://docs.specter.solutions/) — accessed 2026-05-12
- [Specter source](https://github.com/cryptoadvance/specter-desktop) — accessed 2026-05-12