No-KYC services in Netherlands (2026)

No-KYC services from the Netherlands in 2026: SEPA-friendly, home to privacy hosts and email operators.

The Netherlands is the home jurisdiction of StartMail, AbeloHost, and Disroot. EU AMLD applies. SIM-registration historically not required; current policy worth re-checking.

Legal context

• EU AMLD framework applies; DNB and AFM regulate crypto-asset operators.
• SIM-registration historically not required at the carrier; status worth re-checking.
• EU MiCA applies since 2024-2025.

Payment rails available

• SEPA Instant (EUR) — primary rail.
• iDEAL — domestic Dutch pay-by-bank.
• Cash by mail — legal.

Crypto and exchange routes

• Bisq P2P
• Peach Bitcoin Mobile SEPA P2P
• Hodl Hodl Multisig P2P
• RoboSats Lightning P2P
• Trocador Instant swap aggregator
• Monero Privacy coin

VPN and network

• Mullvad VPN No-account, cash by mail
• Proton VPN Free tier

Email

• StartMail Dutch home-jurisdiction
• Tuta (Tutanota) German
• Proton Mail Swiss
• Disroot Dutch FOSS collective

Mobile, hosting, messaging

• AbeloHost Dutch hosting
• FlokiNET Multi-jurisdiction
• Njalla Anonymous domains
• Silent.link Anonymous eSIM

Caveats specific to Netherlands

• EU MiCA and EU AMLD apply; Dutch-domiciled CASPs enforce KYC.
• SIM-registration status has been moving; re-check before relying on cash-prepaid SIMs.

FAQ

Can I buy a no-KYC SIM in the Netherlands?

Historically yes; the rule is in flux. Cash-prepaid SIMs may still be available at some retailers but verify current policy before relying on it.

Sources

1. DNB — De Nederlandsche Bank
2. AFM

Country page reviewed May 12, 2026. Cite as: https://fuckyc.org/country/netherlands/