No-KYC services in Spain (2026)

No-KYC services from Spain in 2026: EU AMLD applies, SIM-registration enforced, SEPA is the dominant rail.

Spain applies the EU AMLD and MiCA framework. CNMV regulates crypto-asset service providers. SEPA Instant is the dominant fiat rail. SIM-registration is enforced.

Legal context

• EU AMLD and MiCA apply; CNMV and Banco de España regulate crypto-asset service providers.
• SIM-registration enforced.
• Real Decreto 7/2021 transposed AMLD5 into Spanish law.

Payment rails available

• SEPA Instant (EUR) — primary rail.
• Bizum — domestic instant rail between Spanish banks.
• Cash by mail — legal in normal amounts.

Crypto and exchange routes

• Bisq P2P
• Peach Bitcoin Mobile SEPA P2P
• Hodl Hodl Multisig P2P
• RoboSats Lightning P2P
• Trocador Instant swap aggregator
• Monero Privacy coin

VPN and network

• Mullvad VPN No-account, cash by mail
• Proton VPN Free tier

Email

• Proton Mail Swiss
• Tuta (Tutanota) German
• Posteo German cash by mail

Mobile, hosting, messaging

• Internxt Spanish home-jurisdiction storage
• Silent.link Anonymous eSIM
• Njalla Anonymous hosting and domains
• Signal Messaging
• SimpleX Chat Messaging without phone

Caveats specific to Spain

• EU MiCA and AMLD apply.
• SIM-registration enforced.

FAQ

Is Internxt a good option for Spanish users?

It is the only major Spanish home-jurisdiction privacy-storage operator. Open-source clients, E2E encryption, crypto payment accepted on paid plans.

Sources

1. CNMV
2. Banco de España

Country page reviewed May 12, 2026. Cite as: https://fuckyc.org/country/spain/